Which action is not typically required for loan accounts that are in good standing?

The action that is not typically required for loan accounts that are in good standing is a year-end analysis. For loan accounts that are performing well, lenders usually do not necessitate a comprehensive end-of-year review unless specific circumstances arise that warrant further scrutiny.

In contrast, annual reviews by a loan officer and regular financial updates from the borrower are standard procedures to ensure ongoing compliance and to monitor the financial health of the lending relationship. These practices help to maintain communication between the borrower and the lender and to address any potential issues early on. Compliance with loan terms is a fundamental requirement for any loan account to remain in good standing, serving as a baseline for the relationship. Therefore, the need for a thorough year-end analysis is often exempted for healthy loan accounts, making it the correct choice in this context.