What should you do when a CLP lender submits an application but omits a small VISA debt?

When a CLP lender submits an application that omits a small VISA debt, it is important to communicate directly with the lender before making a decision on the loan. By calling the lender, you can clarify the details of the application and understand the reasoning behind the omission. This approach demonstrates thoroughness and helps to ensure that all relevant information is considered in the loan approval process.

Addressing the omission directly allows for an accurate assessment of the borrower's overall financial situation. Small debts, while seemingly minor, could impact the lender's ability to repay the loan and should not be overlooked. Engaging the lender in dialogue can foster transparency and provide an opportunity for the lender to rectify the application before it is evaluated further.

Taking this communicative approach also reinforces the importance of accuracy in loan applications, helping to maintain trust and professionalism in the lending process.